Medicare or Medicare Advantage: Which plan is right for you?

By |2019-11-06T19:21:35+00:00November 6, 2019|Health Insurance, Medicare|

Medicare plus a Medicare Supplement vs. Medicare Advantage Plans: Which one is right for you? We have long been fans of original Medicare as the preferred Medicare method of choice. We’ve always held that original Medicare plus a Medicare Supplement is the very best coverage you can have, providing you with all the [...]

Reviewing Your Prescription Drug Lists (2018 Newsletter)

By |2019-05-18T00:18:55+00:00August 24, 2018|Medicare|

Meet the September 10th target date, and your drug lists are guaranteed to be reviewed by the December 7th deadline! Why review my PDP-Prescription Drug Plan? Because what you pay could change from year to year. Each year from October 15th to December 7th, Medicare beneficiaries have the opportunity to change their Prescription Drug [...]

What Medicare’s “Hold-Harmless Rule” Means for Social Security Recipients

By |2018-07-27T23:17:53+00:00May 28, 2018|Medicare|

What is Medicare's “hold-harmless rule”? How does it relate to cost of living adjustments (COLA) and Medicare Part B premium increases? In short, the rule protects most Social Security recipients, and we think it is important that everyone understand how they are protected. The Hold-Harmless Rule and How It Protects Social Security Recipients Most [...]

The History of Medicare: A Landmark in American Health Care

By |2018-07-12T19:37:13+00:00March 12, 2018|Medicare, Social Security|

Medicare, signed into law in 1966 by President Lyndon B. Johnson, was a landmark advancement in health care for the United States. With at least 55,000 people receiving Medicare in San Luis Obispo County, plus another 67,000 in Santa Barbara County, it's no understatement to say that the program is important—not only to our [...]

A Look at Important Changes to Medicare in 2018

By |2018-07-12T19:43:54+00:00January 9, 2018|Medicare|

Medicare users in San Luis Obispo County are facing a number of changes in 2018, the most significant of which are in the areas of: New Medicare cards Premiums Deductibles Coinsurance payments Income brackets In this article, we've tried to summarize these changes to help Medicare recipients understand them and see how they might [...]

2016 Medicare Update: Two Changes Impacting San Luis Obispo County

By |2018-06-29T00:45:45+00:00January 24, 2016|Medicare|

Not unlike previous years, 2016 has seen a number of changes to the Medicare system. However, two of those will directly impact many San Luis Obispo seniors who rely on Medicare health insurance, and whose monthly income includes social security benefits. Higher Basic Medicare Premiums Social Security declared that there would be no cost-of-living [...]

2016 Healthcare and Medicare Trends

By |2018-06-29T00:12:31+00:00January 4, 2016|Medicare|

2016 will likely usher in some expected—and unexpected—trends in healthcare practices and changes to Medicare. Here are three to watch out for in 2016. Healthcare and Mobile Apps With technology being an integral part of our everyday lives, it is no wonder that healthcare providers are looking for ways to make healthcare accessible – [...]