The current COVID-19 pandemic has put all of our travel plans on indefinite hold. The trips planned to celebrate anniversaries, attend graduations, vacation with the family, or to visit loved ones have all been either canceled or postponed. These changes to our plans can cause a level of uncertainty, and when we do start to [...]
Life happens. If you’ve lost an employer-provided health insurance plan—whether it was yours, a spouse’s, or even a parent’s—options such as Cal-COBRA can help you stay covered. What is Cal-COBRA? Cal-COBRA, California’s version of federal COBRA (Consolidated Omnibus Budget Reconciliation Act), is a set of laws designed to help you temporarily keep [...]
"I just lost my job. So what do I do now about my insurance?" Unfortunately, with the COVID-19 "coronavirus" crisis wreaking so much havoc on our lives, it's a question that are many are asking right now—and that many more will ask in the coming weeks and months. But did you know that [...]
UPDATE 12/20/19: A federal appeals court has just ruled the federal Obamacare individual mandate unconstitutional, a ruling which has obvious implications for the new California law. Follow us on Facebook to stay up-to-date as new information unfolds. Ok, California, this time it's for real. Covered California announced late last week that [...]
Medicare plus a Medicare Supplement vs. Medicare Advantage Plans: Which one is right for you? We have long been fans of original Medicare as the preferred Medicare method of choice. We’ve always held that original Medicare plus a Medicare Supplement is the very best coverage you can have, providing you with all the [...]
We recently interviewed San Luis Obispo-based money coach Garrett Philbin of Be Awesome Not Broke about insurance and making smart money choices—two things that definitely go hand-in-hand. Thanks for joining us today, Garrett! Let's jump right into Question #1. Tell us about your business and what you do as a "money coach"?Garrett: I [...]
With All the Changes Surrounding Obamacare, Will I Be Able to Afford My Insurance? According to a recent survey by AARP, seniors have growing concerns about the future of healthcare. The continued whirl of legislative and legal action surrounding the Affordable Care Act (commonly known as Obamacare) has made many people nervous and unsure about [...]
Is Our Health Care System Sick? We were looking through client files recently and came across one of our old newsletters from the winter of 2008. The title of the lead article was, "Is Our Health Care System Sick?" As we re-read that article, it became apparent that little has changed in our health [...]
The relief of finally getting a health insurance policy is being replaced with an empty feeling as people look for a doctor who will accept their new insurance. Many of our clients are discovering their existing doctors are not taking the new insurance, and the list of participating doctors is limited. Even when new [...]
