Susan Polk Insurance

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So far Susan Polk Insurance has created 21 blog entries.

Protect Your Future with Long-Term Care Insurance

By |2018-07-12T19:44:14+00:00April 26, 2018|Long-Term Care|

Long-term care insurance may be one of the most important financial planning tools you can use to protect your future. Many individuals find themselves unsure of what it is and if they need it. Susan Polk Insurance is here to educate you and help you make the right decision. What is Long-Term Care Insurance? [...]

The History of Medicare: A Landmark in American Health Care

By |2018-07-12T19:37:13+00:00March 12, 2018|Medicare, Social Security|

Medicare, signed into law in 1966 by President Lyndon B. Johnson, was a landmark advancement in health care for the United States. With at least 55,000 people receiving Medicare in San Luis Obispo County, plus another 67,000 in Santa Barbara County, it's no understatement to say that the program is important—not only to our [...]

A Look at Important Changes to Medicare in 2018

By |2018-07-12T19:43:54+00:00January 9, 2018|Medicare|

Medicare users in San Luis Obispo County are facing a number of changes in 2018, the most significant of which are in the areas of: New Medicare cards Premiums Deductibles Coinsurance payments Income brackets In this article, we've tried to summarize these changes to help Medicare recipients understand them and see how they might [...]

How Much Do Insurance Companies Spend, and How Much Do They Make?

By |2018-06-29T01:24:12+00:00August 13, 2017|Insurance Companies, Money|

How much do insurance companies spend? How much do they make? And how does that impact me? These are all important questions. In this article, we're going to try to answer some of that in a way that hopefully makes sense. What is the Medical Loss Ratio? The medical loss ratio is the amount [...]

Why Would a Senior Citizen Need Life Insurance?

By |2018-06-29T01:24:34+00:00March 2, 2017|Life Insurance|

Most Americans need life insurance, although it is probably one of the most overlooked types of insurance available, and senior citizens are no exception. However, there are many different and good reasons that a senior should have life insurance. Here are some of the most common: Paying for last expenses Losing a loved one [...]

Disability Insurance 101: The Basics

By |2018-06-28T22:54:10+00:00April 28, 2016|Disability Insurance, Social Security|

One of the most important questions in life is ‘How long can you make it without a paycheck?’ What kind of situation would you be in if you suddenly couldn’t work? How would you pay your bills—your mortgage, car payment, or day-to-day food and clothing? And that's just the beginning. You’ll need to take [...]

2016 Medicare Update: Two Changes Impacting San Luis Obispo County

By |2018-06-29T00:45:45+00:00January 24, 2016|Medicare|

Not unlike previous years, 2016 has seen a number of changes to the Medicare system. However, two of those will directly impact many San Luis Obispo seniors who rely on Medicare health insurance, and whose monthly income includes social security benefits. Higher Basic Medicare Premiums Social Security declared that there would be no cost-of-living [...]

2016 Healthcare and Medicare Trends

By |2018-06-29T00:12:31+00:00January 4, 2016|Medicare|

2016 will likely usher in some expected—and unexpected—trends in healthcare practices and changes to Medicare. Here are three to watch out for in 2016. Healthcare and Mobile Apps With technology being an integral part of our everyday lives, it is no wonder that healthcare providers are looking for ways to make healthcare accessible – [...]

Why Won’t My Doctor Take My New Insurance?

By |2018-06-28T23:44:06+00:00February 5, 2014|Affordable Care Act, Health Insurance|

The relief of finally getting a health insurance policy is being replaced with an empty feeling as people look for a doctor who will accept their new insurance. Many of our clients are discovering their existing doctors are not taking the new insurance, and the list of participating doctors is limited. Even when new [...]

What to Do With Your $3.45 Refund from Anthem Blue Cross

By |2018-06-28T21:18:58+00:00September 4, 2012|Affordable Care Act, Money|

The following letter is posted for your information only AND does NOT reflect the opinion or views of any employee or family member associated with the Susan Polk Insurance Agency, Inc. Letter:  Paying forward Originally Posted:  Sunday, August 19, 2012 12:00 am Posted by:  D.A.S. (name removed by request) An open letter to my [...]