The current COVID-19 pandemic has put all of our travel plans on indefinite hold. The trips planned to celebrate anniversaries, attend graduations, spend quality time with family, or to visit loved ones have all been either canceled or postponed. These changes to our plans can cause a level of uncertainty, and when we do [...]
Life happens. If you’ve lost an employer-provided health insurance plan—whether it was yours, a spouse’s, or even a parent’s—options such as Cal-COBRA can help you stay covered. What is Cal-COBRA? Cal-COBRA, California’s version of federal COBRA (Consolidated Omnibus Budget Reconciliation Act), is a set of laws designed to help you temporarily keep [...]
"I just lost my job. So what do I do now about my insurance?" Unfortunately, with the COVID-19 "coronavirus" crisis wreaking so much havoc on our lives, it's a question that are many are asking right now—and that many more will ask in the coming weeks and months. But did you know that [...]
Open Enrollment Extended thru June 30, 2020 Covered California has announced that open enrollment will be extended thru the end of June in view of the COVID-19 "coronavirus" crisis. They write: "Effective immediately, anyone uninsured and eligible to enroll in health care coverage through Covered California can sign up through the end of [...]
UPDATE 12/20/19: A federal appeals court has just ruled the federal Obamacare individual mandate unconstitutional, a ruling which has obvious implications for the new California law. Follow us on Facebook to stay up-to-date as new information unfolds. Ok, California, this time it's for real. Covered California announced late last week that [...]
Medicare plus a Medicare Supplement vs. Medicare Advantage Plans: Which one is right for you? We have long been fans of original Medicare as the preferred Medicare method of choice. We’ve always held that original Medicare plus a Medicare Supplement is the very best coverage you can have, providing you with all the [...]
What?! How can hiking possibly save you money on your life insurance? Although that may seem to be an unusual correlation, it’s actually true. People who are healthy not only live longer, they typically pay less for life insurance as well. Many insurers require a medical exam and take into account weight, blood [...]
We recently sat down with Nicole Pazdan of Elder Placement Professionals in San Luis Obispo. Nicole told us a little about what she does, as well as how people can be better prepared should they or a loved one ever need to transition from independent living to care services. Question #1: [...]
We recently interviewed San Luis Obispo-based money coach Garrett Philbin of Be Awesome Not Broke about insurance and making smart money choices—two things that definitely go hand-in-hand. Thanks for joining us today, Garrett! Let's jump right into Question #1. Tell us about your business and what you do as a "money coach"?Garrett: I [...]
With All the Changes Surrounding Obamacare, Will I Be Able to Afford My Insurance? According to a recent survey by AARP, seniors have growing concerns about the future of healthcare. The continued whirl of legislative and legal action surrounding the Affordable Care Act (commonly known as Obamacare) has made many people nervous and unsure about [...]
