As we’ve mentioned elsewhere, the COVID-19 pandemic has, to put it lightly, thrown a bit of a monkey wrench into our travel plans—but it doesn’t stop there. As you might be surprised to learn, the “coronavirus” has not only impacted the travel industry, but travel insurance as well.
Here are two particular ways that COVID-19 has impacted travel insurance:
No. 1: New Limitations & Exclusions for COVID-related Sicknesses
Most travel insurance plans being offered now have limitations or exclusions for sickness related to a pandemic. For example, in many cases, medical evacuation is not be available for those who test positive for COVID-19; rather, you are required to shelter in place.
We cannot stress this enough: If you are purchasing travel insurance, be sure to ask about coverage for COVID-19, and contact us if you have any questions about an existing travel insurance plan(s).
No. 2: More Countries Requiring Proof of Travel Insurance
Secondly, many countries are now requiring proof of travel insurance before they allow you to enter. The list of countries requiring travel insurance is continuing to grow, and as of this writing, includes the following:
- Costa Rica
- French Polynesia
- St. Maarten
- Turks and Caicos Islands
- United Arab Emirates