The world is getting smaller, as more and more people travel for both business and pleasure. When you travel, make sure you have coverage to pay for sickness and accidents abroad. We offer plans geared for your particular circumstances.
Seniors
Seniors are faced with a distinct problem when traveling abroad because Medicare does not provide benefits. Supplemental coverage provides limited benefits. Neither provides assistance services such as translation and coordination of care that can be critical while outside the US. Worse still, nearly all supplemental travel medical insurance plans exclude coverage for pre-existing conditions. The solution is the Multitrip plan from HTH. If you are an American with supplemental coverage HTH will cover your pre-existing conditions.
Product Recommendation - HTH Multitrip
Other Types of Insurance
Travelers
Domestic health insurance plans typically reduce or eliminate benefits when traveling abroad. Travel medical insurance fills in these gaps and provides valuable benefits such as medical evacuation, multilingual assistance and return of minor children. The Seven Corners, when purchased online, can be renewed in the event your trip is extended. Rates are favorable.
Product Recommendation - Seven Corners
Students
Students coming to America are required to have health insurance coverage that meets or exceeds US Visa requirements. Americans studying abroad require quality health coverage at an affordable premium. The HTH Student Gold plan can accomplish both with high levels of coverage, online services like provider locators and 24-hour multilingual assistance.
Product Recommendation - HTH Student Gold
Long Term
Most US health insurance plans require the member to reside at least 6 months per year in the state the policy was issued. It is also typical that benefits are reduced to just emergency care outside the US. An international health insurance plan can help solve these problems by allowing the member to take residency in a foreign country and extending the coverage area to include the entire globe. Other services such as 24-hour multilingual assistance, select provider networks and direct settlement of claims are also available.
Product Recommendation - Seven Corners