–Price controls and safeguards to ensure health programs are not being overcharged are put in place.
–CLASS Act is the Community LIving Assistance Services and Supports Act – a federal long-term care insurance program – is established in 2012.
–Individuals are eligible if they have paid into the program for at least 5 years and have made minimum Social Security earnings during that time. Once covered, if the Insured is unable to perform two or more activities of daily living, benefits can be paid of about $50 per day for home and community care. Premiums are to be actuarially sound and able to carry the plan for at least 75 years. For someone who is less than 22 or earns less than the poverty level, his premium shall be $5 per month. Premiums can be increased to keep the program afloat, except those who are 65 and who have paid premiums for at least 20 years and no longer working will be exempt from any increases.